Inclusive Financial Budgeting
Personal project; BMO application feature
2022 | 2 weeks
Budgeting is a key principle of financial literacy, but is not an integrated feature in BMO's (Bank of Montreal; one of Canada's top five banks) mobile banking application. This, along with the prevalence of digital or cashless payments, makes regulating spending challenging.
The lack of a budgeting feature and prevalence of cashless payments, negatively compounds for certain neurodivergent demographics who may face limitations with executive functioning and abstract reasoning (such as counting and quantity).
This personal project conceptualizes a budgeting feature that would fit into BMO's already existing mobile banking application.
Quick Access & Viewing
Swipe on specific charges to view the expenditure category and what your current spending is in relation to your budget.
View a simple budget-tracker on your home-screen to make informed decisions about potential "impulse" spending (like a delicious iced-coffee or concert tickets).
Edit & Manage Your Budget
Swipe on specific charges to view the expenditure category and what your current spending is in relation to your budget.
Review & Understand
Review your charges by budget categories to understand your spending habits and patterns.